Fees for professional services
For marriage and relationship counseling, Dr. Canfield's fee is $300 per hour.
We maintain a "direct pay" practice and full payment for professional services is required at the time of each office visit (cash, personal check, and major credit cards are accepted) Although insurance is not accepted in lieu of full payment, upon request we can provide a "summary statement of services" (please carefully read the insurance reimbursement advisory below)
Estimating the cost of counseling
In estimating the overall cost of counseling, it is important to consider not only the hourly fee of the therapist, but the estimated length of the counseling process (anticipated total number of sessions). Although some forms of counseling and psychotherapy involve a lengthy course of treatment - requiring years of treatment - we believe that counseling, in most cases, should be a relatively "short-term" process. Current clinical research on the outcome effectiveness of various approaches to counseling and therapy indicate that, for most client concerns, the systemic/cognitive-behavioral therapy models we utilize are often more effective than longer-term approaches - but at a significantly lower overall cost.
Each couple and each person are unique and multiple factors must be considered. Some couples may only require the initial consultation sessions, while the needs of other clients may require a longer period of work. Based on your particular needs and circumstances, the anticipated length and overall estimated cost of counseling can be discussed at the conclusion of the initial consultation.
Insurance Reimbursement Advisory
In order to receive reimbursement from your health insurance company, as an "in-network" or "out-of-network" patient, you must be diagnosed and labeled with a mental disorder. This diagnostic label will become part of your medical record and retained buy your insurance in their data base. This label may affect future insurance premiums as well as eligibility for some jobs.
We believe that the vast majority of relationship and life adjustment issues for which our clients seek help do not warrant a mental disorder diagnostic label. This belief underlies our decision to operate as a "direct pay" practice. This approach ensures the highest level of privacy and confidentiality. As such, our client records are retrained internally and are not entered into any type of data base.
For individuals seeking treatment for a mental disorder (depression, anxiety, obsessive-complusive behaviors, etc.), we are able to provide an appropriate diagnosis and provide a summary statement of services provided. Although we do not accept insurance in lieu of payment, some clinical services which warrant a diagnosis may be reimbursable, in part or in full, by your health insurance or employee benefit plan. Insurance companies vary greatly regarding regarding the extend of coverage for relationship issues, substance abuse treatment, and other mental health services. You may wish to check the extent of your coverage with your insurance company by asking the following questions:
- To what extent does my benefit cover the professional services of a licensed psychologist, licensed professional counselor or a licensed marriage and family therapist?
- Does my insurance benefit include marriage, couples, family, and or relationship therapy?
- What is my deductible and has it been met?
- How many sessions per year does my health insurance cover?
- What is the coverage amount per therapy session?
- Is referral or pre-approval required from my primary care physician?
Questions? Please contact us for further information.